Compare Pet Insurance

We’ve reviewed 20+ pet insurance brands to help you quickly compare pet insurance benefits and costs. Since prices, terms and conditions vary so much between brands, we’ve generated these comparisons using the example (more on that below – if you’re curious, just scroll past the table). Your situation may generate very different results.

What we found:
Premiums across all plans average $84.27, with the most expensive plan costing nearly $61.13 per month more than the cheapest – an annual difference of $733.56! It’s important to note that plan benefits and terms do vary widely, so be sure to shop around. Our pet insurance reviews (in the tabs above) might be a good place to start.

Pet Insurance Plan Monthly Premium Vet Bills Covered Excess Amount Annual Benefit Limit Waiting Period for Illness Compare quotes


Medibank

$88.90 80% $0 $15,000 30 days Get quote


Knose

$81.52 90% $0 $25,000 14 days Get quote


Pet Insurance Australia

$81.32 80% $0 $15,145 30 days Get quote

Budget Direct Pet Insurance
Budget Direct

$54.35 80% $100 $12,000 30 days Get quote


Vets Choice

$101.23 100% $200 $15,000 21 days Get quote


Kogan

$66.50 80% $0 $15,000 30 days Get quote

Petsy pet insurance logo
Petsy (Vet Select)

$64.33 100% $0 $25,000 20 days Get quote


RSPCA

$85.00 80% $0 $20,000 30 days Get quote


Coles

$71.42 100% $200 $12,000 21 days Get quote


Pet Secure

$115.48 85% $0 $12,000 30 days Get quote


Woolworths

$74.35 80% $0 $24,000 30 days

Guide Dogs

$93.16 85% $0 $20,000 30 days  


Real

$80.57 80% $0 $12,000 30 days  


Guardian

$78.94 80% $0 $12,000 30 days  


Prime

$100 85% $0 $14,000 30 days  


Australian Seniors

$78.94 80% $0 $12,000 30 days  


Bow Wow Meow

$92.90 80% $0 $20,000 30 days  


HCF

$103.09 80% $0 $12,145 30 days  


Bupa

$72.39 80% $0 $20,000 30 days  

petbarn pet insurance
Petbarn

$101.15 100% $0 Up to applicable benefit limits 20 days  

ProSure Pet Insurance
Prosure

$92.97 80% $0 $14,500 30 days  

PetInsurance.com.au Pet Insurance Review
PetInsurance.com.au

$63.87 80% $0 $10,000 30 days  

Australia Post Pet Insurance
Australia Post

$74.41 80% $0 $15,000 30 days  


Petmed

$89.10 80% $0 $18,000 30 days  


1300 Insurance

$100.87 75% $0 $15,000 30 days  

How we got these pet insurance quotes

To help you compare pet insurance, we obtained quotes from each provider’s website on May 27, 2021 for a 6 month old, desexed, female Cavalier King Charles Spaniel in postal code 2150 (New South Wales) with an owner who is 60 years old. No discounts or promo codes were applied. For each plan, we selected comprehensive coverage (the highest level of coverage offered) and declined any supplementary benefits. Wherever possible, we selected a $0 excess.

The above figures were correct at the time of writing. Please note that the premium and coverage offered to you may vary widely based upon your pet’s breed, sex and age, your age and location, as well as the level of coverage you select, pricing changes and promotional offers. Prior to purchasing any insurance product, you should carefully review the full terms and conditions as listed in the Product Disclosure Statement.