| Insurer | Premium at 30/1/17 (Monthly) | Premium at 1/8/16 (Monthly) | Percentage Increase in Premium from 1/8/16 to 30/1/17 |
| Bupa Pet Insurance | $56.97 | $40.75 | 40% |
| HCF Pet Insurance | $53.11 | $40.87 | 30% |
| Pet Insurance Australia | $53.07 | $41.51 | 28% |
| PetSecure Pet Insurance | $56.52 | $45.13 | 25% |
| Insuranceline Pet Insurance | $51.90 | $43.61 | 19% |
| Petmed Pet insurance | $55.82 | $46.74 | 19% |
| PROSURE Pet Insurance | $57.17 | $48.04 | 19% |
| Petinsurance.com.au | $60.00 | $51.32 | 17% |
| Petbarn Pet Insurance | $54.44 | $50.10 | 9% |
| Australian Seniors Pet Insurance[1] | $51.57 | $49.24 | 5% |
| RSPCA Pet Insurance | $52.81 | $50.49 | 5% |
| Real Insurance | $53.24 | $50.89 | 5% |
| Prime Pet Insurance | $64.53 | $61.67 | 5% |
| Woolworths Pet Insurance | $43.01 | $41.20 | 4% |
| RACQ Pet Insurance[2] | $51.49 | $49.91 | 3% |
| Medibank Pet Insurance | $53.60 | $52.45 | 2% |
| Bow Wow Meow Pet Insurance | $36.62 | $36.62 | 0% |
| Petcover Pet Insurance | $42.00 | $42.00 | 0% |
| Petplan Pet Insurance | $58.03 | $58.03 | 0% |
| Guide Dogs Pet Insurance | $58.03 | $58.03 | 0% |
| Overall | $1,063.93 | $958.60 | 11% |
The above table lists pet insurance quotes we obtained from each provider’s Website on August 1, 2016 and January 28, 2017. Quotes are based on a 6 month old, desexed, female Cavalier King Charles Spaniel, residing in postal code 2150 (New South Wales) with an owner who is 60 years old. No discounts or promo codes were applied. (Be sure to check our list of pet insurance coupons and promo codes for a list of current promotions.)
For each plan, we selected accident and illness coverage (typically the middle level of coverage offered) with the lowest annual benefit limit and declined any supplementary benefits. Where choice of excess amount was available, we selected $100.
The premium and benefits offered to you may vary widely based upon your dog’s breed, sex, age, and location, as well as pricing changes or promotions. Prior to purchasing any pet insurance product, you should compare pet insurance plans for your own financial and healthcare needs and carefully review the full terms and conditions, as listed in the product disclosure statement.
[1] A 10% discount was applied as the pet owner was older than 50 years
[2] Different postcodes were used as RACQ only insures those living in QLD
All the information in this article was correct at the time of writing (11 February 2017) and may change over time. If you’re considering a product, be sure to review the Product Disclosure Statement so that you understand any terms, conditions and exclusions.