Compare Pet Insurance

With more than 60 pet insurance plans to choose from in Australia, it can be overwhelming to determine which pet insurance best fits with your dog or cat’s needs and your wallet!

We’ve comparison shopped all major plans to help you quickly compare pet insurance benefits and costs.  Premiums across all plans average $52.98, with the most expensive plan costing nearly $28 per month more than the cheapest – an annual cost of $334!  It is important to note that plan benefits and terms do vary widely, so read our pet insurance reviews and be sure to shop around.

 

Pet Insurance Plan Monthly Premium Vet Bills Covered Excess Amount Annual Benefit Limit Waiting Period for Illness Our Rating
Woolworths Pet InsuranceWoolworths $43.01 80% $100 $10,000 30 5 Stars
HCFHCF $53.12 80% $100 $12,000 30 5 Stars
PetInsurance AustraliaPetInsurance Australia $53.08 80% $100 $15,000 30 5 Stars
Bow Wow Meow Pet InsuranceBow Wow Meow $36.62 80% $100 $8,000 30 5 Stars
Pet PlanPet Plan $58.03 100%

(until age 8)

$150 $10,000 21 2 Stars
Medibank Pet InsuranceMedibank $53.62 80% $100 $12,000 30 3 Stars
Bupa Pet InsuranceBUPA $56.99 80% $100 $12,000 30 4 Stars
RSPCA Pet InsuranceRSPCA $52.81 75% $0 $11,000 30 3 Stars
Prime Pet InsurancePrime $64.53 80% $0 $14,000 30 2 Stars
petbarn pet insurancePetbarn $54.50 80% $100 $15,000 30 3 Stars
Pet SecurePet Secure $56.53 75% $0 $12,000 30 4 Stars
Pro SureProsure $57.17 80% $0 $12,500 30 4 Stars
Petcover InsurancePetcover $42.00 100% $150 $7,500 30 3 Stars
RACQ Pet InsuranceRACQ $51.49 80% $100 $12,000 30 4 Stars
InsuranceLine Pet InsuranceInsuranceline $51.90 80% $100 $10,000 30 3 Stars
Real Pet InsuranceReal $53.24 75% $0 $12,000 30 3 Stars
PetInsurance.com.auPetInsurance.com.au $60.02 80% $0 $10,000 30 3 Stars
Guide Dog Pet InsuranceGuide Dogs $58.03 100%

(until age 8)

$150 $10,000 21 2 Stars
Australia Post Pet InsuranceAustralia Post $48.46 80% $100 $10,000 30 4 Stars
Australian Seniors Pet InsuranceAustralian Seniors $51.57 75% $0 $12,000 30 3 Stars
AFS PetMed Pet InsurancePetmed $55.84 80% $99 $12,000 30 4 Stars

How we obtained these pet insurance quotes

The above table lists pet insurance quotes we obtained from each provider’s Website on January 28, 2017. Quotes are based on a 6 month old, desexed, female Cavalier King Charles Spaniel, residing in postal code 2150 (New South Wales) with an owner who is 60 years old. No discounts or promo codes were applied. (Be sure to check our list of pet insurance coupons and promo codes for a list of current promotions.)

For each plan, we selected accident and illness coverage (typically the middle level of coverage offered) with the lowest annual benefit limit and declined any supplementary benefits. Where choice of excess amount was available, we selected $100.

The premium and benefits offered to you may vary widely based upon your dog’s breed, sex, age, and location, as well as pricing changes or promotions. Prior to purchasing any pet insurance product, you should compare pet insurance plans for your own financial and healthcare needs and carefully review the full terms and conditions, as listed in the product disclosure statement.

Summary
Pet Insurance Comparison
Article Name
Pet Insurance Comparison
Description
We've comparison shopped more than 20 pet insurance plans in Australia and put together a side-by-side comparison of prices and benefits.
Author
Publisher Name
Top 10 Pet Insurance
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